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Financial Responsibility Laws

Penalties for Violations

A conviction for failure to provide evidence of financial responsibility will be a Class C misdemeanor punishable only by a fine of not more than one hundred dollars ($100.00). Also, once the State is notified of a conviction, the violator's drivers license will be suspended.

Removal of STOP on Vehicle Registration

If a STOP has been placed against your vehicle file for failure to provide evidence of financial responsibility under 55-12-139 before you can renew your registration, you will need to reinstate you driving privileges if suspended by meeting all requirements necessary for reinstatement. If the STOP was because of a dismissal under T.C.A. 55-12-140 for submitting evidence of financial responsibility prior to the court's disposition, then you will need to submit proof of Financial Responsibility again before renewing your registration to:

Financial Responsibility Division
Tennessee Dept of Safety
PO BOX 945
Nashville, TN 37202


- OR -

Fax To: (615) 253-2094

You would need to contact a Safety Examiner at the Department of Safety by calling 1-866-903-7357 to verify receipt of the proof and then allow three (3) days for the STOP to be removed from the vehicle.