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Benefits Administration

Annual Enrollment Transfer Period

The Annual Enrollment Transfer Period is held yearly in the fall. Changes in coverage become effective on the following January 1 and participants must remain enrolled in their selected benefit options until the next year.

During annual transfer, participants can:

Change health insurance option and/or carrier
Add, cancel or transfer dental options, if available
Add, cancel or transfer vision options, if available
Increase optional term or universal life insurance coverage, if eligible
Enroll in or decrease optional term life coverage, if eligible
Enroll in optional special accident coverage, if eligible

All participants enrolled in health coverage are sent information on available benefit options, premium data, a listing of benefit changes, service areas and vendor changes for the upcoming year.