Skip to Content

National Flood Insurance Program

The National Flood Insurance Program (NFIP) is a federal program created in 1968 that allows citizens in participating communities to purchase insurance coverage for potential property damage as a result of flooding. This voluntary program for local communities is administered by the Mitigation Division of the Federal Emergency Management Agency (FEMA). The three components of the NFIP are:

  • Flood Insurance
  • Floodplain Management
  • Flood Hazard Mapping

In return for a local community adopting and enforcing local floodplain management regulations, flood insurance is available in the community. Currently, more than 300 Tennessee communities participate in the NFIP. Of all natural disasters, flooding is historically responsible for the most loss of life and the greatest damage to property in the state. There are currently more than 21,000 stream miles that have identified flood hazard risks in Tennessee.

Learn about the Flood Map Modernization Program.

ECD's Local Planning Assistance Office has been designated as the state agency responsible for the coordination of the NFIP. Coordination activities include assisting local governments in maintaining program compliance and serving as a state resource for program information and assistance.

Contact

If you have any questions or comments concerning the National Flood Insurance Program, please contact:

Stanley Harrrison, director of Community Development special projects and NFIP primary contact at
(423) 434-6476

Dan Hawk, ECD Community Development administrator and NFIP coordinator at (615) 741-2211